Should you invest $1,000 in Ag Growth International right now?

Before you buy stock in Ag Growth International, consider this:

The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Ag Growth International wasn’t one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years.

Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the “eBay of Latin America” at the time of our recommendation, you’d have $21,345.77!*

Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 24 percentage points since 2013*.

See the Top Stocks * Returns as of 4/21/25

Bitcoin or Ripple (XRP): Which Should You Buy?

You might have the top cryptocurrency on your radar if you are entering the crypto trading world, but one of its smaller cousins might be a much better investment.

| More on:
crypto blockchain

Image source: Getty Images

Bitcoin (CRYPTO:BTC) is the world’s first cryptocurrency and a staple investment for many cryptocurrency traders worldwide. Considering that it has firmly cemented itself as the top cryptocurrency by market cap, it is not surprising that it would be the popular choice for many new and seasoned crypto investors.

Bitcoin is becoming increasingly mainstream these days, as governments and institutional investors have started getting into it. Bitcoin even became a legal tender in El Salvador, ratifying itself as a means of exchanging crypto for goods and services without regulatory issues in the country. Mexico might be on the same path, and we could see Bitcoin become a legal tender.

Bitcoin is not a passing phase, as evidenced by its resilience through the years. The world’s first cryptocurrency is here to stay, despite all the ups and downs it might face. However, that does not mean BTC would make a good investment right now. Its past performance might no longer paint a clear picture of its future returns.

If you seek returns akin to what the early Bitcoin investors are enjoying right now, it might be better to look into another cryptocurrency.

A smaller crypto cousin to consider

This is where XRP (CRYPTO:XRP) enters the stage. XRP is among the world’s top 10 cryptocurrencies in market cap, but Bitcoin dwarfs it. XRP has a US$72.43 billion market capitalization at writing. In comparison, Bitcoin’s market capitalization is over 10 times that of XRP at US$768.55 billion.

The disparity in market cap between the two might make you consider whether XRP would be a worthwhile investment. However, several reasons could make it a viable investment to consider right now.

Created by Ripple Labs, XRP boasts a blockchain network that offers several advantages over Bitcoin and many of its peers. Many banks are using RippleNet to make cross-border payments faster and at lower costs. Many businesses have started accepting XRP as a payment method, and it offers more use cases than Bitcoin.

Considering the growing momentum XRP has right now, it possesses the potential to deliver far superior returns to investors than Bitcoin can right now.

Why would XRP be a better investment right now?

The primary advantage XRP has over Bitcoin is its high-speed blockchain network that can facilitate 1,500 transactions per second — a massive improvement compared to 4.6 transactions per second for Bitcoin. Banks have started using XRP to make immediate cross-border payments through XRP and RippleNet — something that would be impossible with Bitcoin’s blockchain network.

Another strong argument for XRP would be its smaller market cap. At roughly a 10th of the size of Bitcoin, XRP has a longer runway for growth than its larger cousin. Bitcoin might still offer growth for several years to its investors. However, XRP might outpace its growth in the coming years.

Foolish takeaway

Bitcoin is a well-established cryptocurrency with significant institutional backing. XRP is more of an upstart in the industry that is innovating how cryptocurrency works, but it will take some time to catch up to Bitcoin.

If you are an investor who wants to see sizeable returns in a shorter time, XRP would be a more suitable bet than Bitcoin. It is important to remember that Crypto trading is highly speculative, and it entails a significant degree of capital risk. Fundamentally speaking, XRP might be a better investment due to its real-world use cases and a lack of that for BTC.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium service or advisor. We’re Motley! Questioning an investing thesis — even one of our own — helps us all think critically about investing and make decisions that help us become smarter, happier, and richer, so we sometimes publish articles that may not be in line with recommendations, rankings or other content.

Fool contributor Adam Othman has no position in any of the stocks mentioned. The Motley Fool owns and recommends Bitcoin.

More on Investing

four people hold happy emoji masks
Dividend Stocks

1 Great TSX Dividend Stock Down 10% to Buy and Own for Decades

Bank of Nova Scotia is down 10% in 2025. Is the stock now oversold?

Read more »

Person holds banknotes of Canadian dollars
Investing

Where I’d Invest $2,000 in The TSX Today

The TSX is ripe with long-term opportunities. Here are two stocks to add to your watch list today.

Read more »

social media scrolling on phone networking
Investing

Where Will Telus Stock Be in 6 Years?

Telus (TSX:T) is a fantastic dividend beast that's looking way too cheap to pass up in May 2025.

Read more »

tsx today
Stock Market

TSX Today: What to Watch for in Stocks on Monday, May 5

After soaring nearly 8% over the last four weeks, the TSX Composite Index is currently at its highest level in…

Read more »

Investing

May the 4th be with you – Motley Fool Edition

Celebrate May the 4th with timeless investing lessons from the Star Wars universe—The Motley Fool way. Patience, compounding, and clarity…

Read more »

Hourglass and stock price chart
Investing

Where I’d Allocate $10,000 in Canadian Value Stocks for Future Growth

Here's where I'd allocate $10,000 in Canadian value stocks for future growth.

Read more »

Canadian dollars are printed
Dividend Stocks

Beat the TSX With These Cash-Gushing Dividend Stocks

Learn how recent macro events have affected stocks on the TSX, and find out which stocks are thriving despite challenges.

Read more »

dividends grow over time
Dividend Stocks

How I’d Build a $15,000 Portfolio Around These 3 Blue-Chip Dividend Stocks

Dividend stocks are one thing, but blue-chip dividend stocks are some of the top options out there.

Read more »