Motley Fool Canada Subscription Terms of Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Motley Fool Canada Market Pass Bundle Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO MARKET PASS BUNDLE (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Market Pass Bundle, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing Market Pass Bundle signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Market Pass Bundle and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Explorer Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Market Pass Bundle Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Market Pass Bundle is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Market Pass’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Intellectual Property

The Product’s’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under licence. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product, including discontinuation of product components without substitution. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Disclaimer of Warranties

Market Pass Bundle bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Moneymakers Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Moneymakers (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Moneymakers, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Moneymakers signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Moneymakers and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Moneymakers Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Moneymakers is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Moneymakers’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Moneymakers portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

Moneymakers bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Next Gen Supercycle Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Next Gen Supercycle (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Next Gen Supercycle, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Next Gen Supercycle signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Next Gen Supercycle and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

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Next Gen Supercycle Service Subscription

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The Partnership Portfolio Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO THE PARTNERSHIP PORTFOLIO (THE “NEWSLETTER”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to The Partnership Portfolio, the electronic newsletter service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Newsletter. Subscribing to, and accessing the Newsletter signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Newsletter means that you accept any new or modified terms and conditions.

The Partnership Portfolio Service

The Partnership Portfolio Service is an actively managed real-money portfolio. The Motley Fool is exclusively funding the portfolio and consequently, any realized gains or losses will belong to The Motley Fool.

As a subscriber, you will be alerted of any upcoming transactions, which you can mirror in your personal account should you choose to do so. The Service will wait at least one full market day after a trade alert has been issued to transact in that security.

Please note: The Partnership Portfolio Service is a digital product. All information and content will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of any of the material provided by the Service.

Financial Information Disclaimer

The Newsletter and all accompanying or related materials such as the weekly updates (collectively, the “Newsletter Service”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Newsletter Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Newsletter Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Newsletter Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Newsletter are that of the Newsletter staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Portfolio Performance

All Newsletter returns are hypothetical and based on the percentage change between the stock price at the time of recommendation and the current or sell price (if the position has been closed) at the time of publication. Brokerage, taxes and any other associated costs are not taken into account.

Please remember that investments can go up and down. Past performance is not necessarily indicative of future returns. Performance figures are not intended to be a forecast and we do not guarantee the performance of, or returns on any investment.

The Partnership Portfolio Service Subscription

The The Partnership Portfolio Service is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the The Partnership Portfolio Service, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: The Partnership Portfolio is a digital product. The Partnership Portfolio will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of The Partnership Portfolio Service.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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The Motley Fool reserves the right to increase Partnership Portfolio’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

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Credit Transfer Information

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From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

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The Newsletter Service is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

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Disclaimer of Warranties

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(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE NEWSLETTER SERVICE WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE NEWSLETTER SERVICE IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNOLAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only.

You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
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• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
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• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Service.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Newsletter, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Newsletter Service will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Service Is Intended for Canadian Residents Only

The Service is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Service from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Pro Canada Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO PRO CANADA. BY SUBSCRIBING TO, AND ACCESSING ANY PORTION OF THIS SERVICE YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

These Terms of Service constitute an agreement between you (“you”) and The Motley Fool Canada, ULC, (“The Motley Fool,” “Fool Canada,” “Fool,” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2 , by which we provide you access to our premium service, currently entitled Pro Canada (the “Service”). By subscribing to and using the Service you are agreeing to be bound, without limit or qualification, to the following terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Service means that you accept any new or modified terms and conditions.

The Service

The Service is an actively managed real-money portfolio that employs a wide range of trading strategies, including all forms of options. The Motley Fool is exclusively funding the portfolio and consequently, any realized gains or losses will belong to The Motley Fool.

As a subscriber, you will be alerted of any upcoming transactions, which you can mirror in your personal account should you choose to do so. The Service will wait at least one full market day after a trade alert has been issued to transact in that security.

Please note: The Service is a digital product. All information and content will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of any of the material provided by the Service.

Financial Information Disclaimer

The Service and all accompanying or related materials such as the weekly updates is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

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Miscellaneous Terms

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Motley Fool Canada Resource Explorer Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO RESOURCE EXPLORER (THE “EXPLORER”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Motley Fool Canada Resource Explorer, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing the Explorer signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Explorer means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

The Resource Explorer and all accompanying or related materials (collectively, the “Explorer Service”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Explorer Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Explorer Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Explorer Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Explorer are that of the Explorer staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Explorer Service Subscription

The Explorer Service is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Explorer Service, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: The Explorer Service is a digital product. The Explorer Service will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Explorer Service.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Explorer Service (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Explorer’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Explorer Service

Access to the Explorer Service is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Explorer Service. You agree not to forward the Explorer and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Explorer Service by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Explorer Service’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under licence. “Content” means any information, mode of expression, or other material found in the Explorer Service including without limitation our writings, graphics and all other features.

The Explorer Service is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Explorer Service. In the event we discontinue the Explorer Service, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Explorer Service is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

The Explorer bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE EXPLORER SERVICES. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE EXPLORER AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE EXPLORER SERVICE WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE EXPLORER SERVICE IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only.

You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Service.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Pass, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Explorer Service will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Service Is Intended for Canadian Residents Only

The Service is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Service from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Rising Stars 2020 Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO RISING STARS 2020 (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Rising Stars 2020, the electronic report service brought to you by Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to and accessing Rising Stars 2020 signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Rising Stars 2020 and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Rising Stars 2020 Service Subscription

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Stock Advisor Canada Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO STOCK ADVISOR (THE “NEWSLETTER”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Stock Advisor Canada, the electronic newsletter service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Newsletter. Subscribing to, and accessing the Newsletter signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Newsletter means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

The Newsletter and all accompanying or related materials such as the weekly updates (collectively, the “Newsletter Service”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Newsletter Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Newsletter Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Newsletter Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Newsletter are that of the Newsletter staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Portfolio Performance

All Newsletter returns are hypothetical and based on the percentage change between the stock price at the time of recommendation and the current or sell price (if the position has been closed) at the time of publication. Brokerage, taxes and any other associated costs are not taken into account.

Please remember that investments can go up and down. Past performance is not necessarily indicative of future returns. Performance figures are not intended to be a forecast and we do not guarantee the performance of, or returns on any investment.

Newsletter Subscription

The Newsletter is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

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Please note: The Newsletter is a digital product. The Newsletter Services will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Newsletter.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

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The Newsletter Service is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

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Disclaimer of Warranties

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(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE NEWSLETTER SERVICES. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE NEWSLETTER AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

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Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only.

You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Service.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Newsletter, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

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Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Newsletter Service will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Service Is Intended for Canadian Residents Only

The Service is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Service from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Trend-Spotter Subscription Terms of Service

Introduction PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Trend-Spotter (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Trend-Spotter, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing Trend-Spotter signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Trend-Spotter and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Explorer Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Trend-Spotter Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

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Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Access to the Product

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Credit Transfer Information

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Intellectual Property

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Disclaimer of Warranties

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(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

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Limitation of Liability

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Forums and Member-Generated Content

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Conduct and Your Responsibilities

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• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada 10X Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO 10X (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to 10X, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing 10X signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

10X and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Explorer Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

10X Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: 10X is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase 10X’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

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The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

10X bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Rising Stars 2021 Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Rising Stars 2021 (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Rising Stars 2021, the electronic report service brought to you by Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to and accessing Rising Stars 2021 signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Rising Stars 2021 and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Rising Stars 2021 Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from The Motley Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Rising Stars 2021 is a digital product and will only be delivered electronically to the email address you provided us as well as posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Rising Stars 2021’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

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If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

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Disclaimer of Warranties

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Miscellaneous Terms

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

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Motley Fool Canada Rising Stars 2022 Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Rising Stars 2022 (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Rising Stars 2022, the electronic report service brought to you by Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to and accessing Rising Stars 2022 signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Rising Stars 2022 and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Rising Stars 2022 Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from The Motley Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Rising Stars 2022 is a digital product and will only be delivered electronically to the email address you provided us as well as posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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The Motley Fool reserves the right to increase Rising Stars 2022’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

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Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

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From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report. 

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

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Disclaimer of Warranties

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(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only.

You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].  

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All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment, and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Real Estate Trailblazers Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Real Estate Trailblazers (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Real Estate Trailblazers, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Real Estate Trailblazers signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Real Estate Trailblazers and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Real Estate Trailblazers Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Real Estate Trailblazers is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Real Estate Trailblazers’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Real Estate Trailblazers portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer. 

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report. 

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

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Disclaimer of Warranties

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Forums and Member-Generated Content

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Conduct and Your Responsibilities

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The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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Miscellaneous Terms

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

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Motley Fool Canada Everlasting Portfolio Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Everlasting Portfolio (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Everlasting Portfolio, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Everlasting Portfolio signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Everlasting Portfolio and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Everlasting Portfolio Service Subscription

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Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

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Access to the Product

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Credit Transfer Information

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Intellectual Property

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Disclaimer of Warranties

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(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

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Limitation of Liability

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Forums and Member-Generated Content

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Conduct and Your Responsibilities

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• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

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Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Biotech Breakthroughs Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Biotech Breakthroughs (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Biotech Breakthroughs, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Biotech Breakthroughs signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Biotech Breakthroughs and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Biotech Breakthroughs Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Biotech Breakthroughs is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Biotech Breakthroughs portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

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You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

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Motley Fool Canada Microcap Mission Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Microcap Mission (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

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Financial Information Disclaimer

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Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Disclaimer of Warranties

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Limitation of Liability

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Miscellaneous Terms

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

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Motley Fool Canada SaaS Superstars Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO SaaS Superstars (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to SaaS Superstars, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing SaaS Superstars signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

SaaS Superstars and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

SaaS Superstars Service Subscription

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Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

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Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

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Access to the Product

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Credit Transfer Information

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Intellectual Property

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Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

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Disclaimer of Warranties

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Limitation of Liability

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Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

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• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
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• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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Arbitration and Actions

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Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

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Motley Fool Canada Energy Insider Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Energy Insider (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Energy Insider, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Energy Insider signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Energy Insider and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Energy Insider Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Energy Insider is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Energy Insider portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

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Credit Transfer Information

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Intellectual Property

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The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

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Modification or Discontinuation

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Disclaimer of Warranties

Energy Insider bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Digital Explorers Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Digital Explorers (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Digital Explorers, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Digital Explorers signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Digital Explorers and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Digital Explorers Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Digital Explorers is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Digital Explorers portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

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You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

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Disclaimer of Warranties

Digital Explorers bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Ownership Portfolio Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Ownership Portfolio (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Ownership Portfolio, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Ownership Portfolio signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Ownership Portfolio and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Ownership Portfolio Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Ownership Portfolio is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Ownership Portfolio portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

Ownership Portfolio bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Showdown Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Showdown (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Showdown, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Showdown signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Showdown and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Showdown Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Showdown is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Showdown portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under license. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

Showdown bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

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Rule Breakers Canada Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO RULE BREAKERS (THE “NEWSLETTER”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Rule Breakers Canada, the electronic newsletter service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Newsletter. Subscribing to, and accessing the Newsletter signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Newsletter means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

The Newsletter and all accompanying or related materials such as the weekly updates (collectively, the “Newsletter Service”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Newsletter Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Newsletter Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Newsletter Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

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As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Newsletter are that of the Newsletter staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Portfolio Performance

All Newsletter returns are hypothetical and based on the percentage change between the stock price at the time of recommendation and the current or sell price (if the position has been closed) at the time of publication. Brokerage, taxes and any other associated costs are not taken into account.

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Newsletter Subscription

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Please note: The Newsletter is a digital product. The Newsletter Services will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Newsletter.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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The Motley Fool reserves the right to increase Rule Breakers Canada’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. If you cancel your subscription within 30 days of purchase or renewal, you will receive a full refund for the applicable term. After this 30-day period, all fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms, after 30 days of purchase or renewal, such fees are non-refundable.

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The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Service.

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Miscellaneous Terms

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Service Is Intended for Canadian Residents Only

The Service is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

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Motley Fool Canada Virtual Revolution Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Virtual Revolution (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Virtual Revolution, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription. Subscribing to, and accessing Virtual Revolution signifies your acceptance to be bound by these terms and conditions.

The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Virtual Revolution and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

When it comes to foreign dividends and investments (including in the U.S.), there are several tax considerations a Canadian investor must keep in mind. The Motley Fool Canada does not provide tax advice. For tax guidance and personalized tax advice, please consult a tax advisor.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through the Product. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Virtual Revolution Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary, so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

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Subscription Fees, Automatic Renewals, Cancelations and Refunds

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Subscription fees will renew at the then current list price and are due in advance. Your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. Your subscription is also covered by The Motley Fool’s exclusive satisfaction guarantee. If for any reason you’re not completely satisfied with our Virtual Revolution portfolio in the first 30 days of membership, contact our customer service team at [email protected] and they’ll work with you to provide a credit to one of our other portfolio services. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

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Credit Transfer Information

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Intellectual Property

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The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

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Disclaimer of Warranties

Virtual Revolution bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

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Forums and Member-Generated Content

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Conduct and Your Responsibilities

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• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
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• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
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• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
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• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
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The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

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If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

 

Motley Fool Canada Epic Bundle Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO EPIC BUNDLE (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

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The Motley Fool’s Top 12 Stocks to Dominate the Semiconductor Decade Report Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PURCHASING THE MOTLEY FOOL’S TOP 12 STOCKS TO DOMINATE THE SEMICONDUCTOR DECADE (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE PRODUCT YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to The Motley Fool’s Top 12 Stocks to Dominate the Semiconductor Decade, the electronic portfolio product brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), 1741 Lower Water Street, P.O. Box 997, Halifax, NS B3J 2X2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your purchase of the Product. Purchasing, and accessing the Product signifies your acceptance to be bound by these terms and conditions.

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Financial Information Disclaimer

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Product

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Conduct and Your Responsibilities

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Miscellaneous Terms

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services and Products we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Service Is Intended for Canadian Residents Only

The Service is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Service are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

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Motley Fool Canada Firecrackers Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Firecrackers (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Firecrackers, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing Firecrackers signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Firecrackers and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Explorer Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Firecrackers Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Firecrackers is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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The Motley Fool reserves the right to increase Firecrackers’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

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Motley Fool Canada Master Pass: Small Caps Subscription Terms of Service

Introduction

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Motley Fool Special Reports Terms of Service

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These Terms constitute the entire agreement between you and The Motley Fool Canada, ULC regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English.  Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

Our Services are directed at a Canadian audience. We cannot warrant that the Services are appropriate for users outside of Canada or that use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained under the terms of our Privacy Policy, which is also incorporated by reference.

The Motley Fool Canada reserves the right to change the Fool’s Rules or these Terms at any time. Changes will be posted on the applicable Web page.

Motley Fool Canada Value Hunters Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO VALUE HUNTERS (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Value Hunters, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to, and accessing Value Hunters signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Value Hunters  and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Value Hunters Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Value Hunters Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Subscriptions will be automatically renewed as per the terms on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Value Hunters is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Value Hunters’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under licence. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Disclaimer of Warranties

Value Hunters bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Income Investor Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO INCOME INVESTOR (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Income Investor, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to, and accessing Income Investor signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Income Investor and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Income Investor Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Income Investor Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Subscriptions will be automatically renewed as per the terms on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Income Investor is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Income Investor’s fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under licence. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Disclaimer of Warranties

Income Investor bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Interconnected Opportunities Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO INTERCONNECTED OPPORTUNITIES (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Interconnected Opportunities, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to, and accessing Interconnected Opportunities signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Interconnected Opportunities and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

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These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

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Motley Fool Canada Blast Off Recommendations Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO BLAST OFF RECOMMENDATIONS (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Blast Off Recommendations, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Product. Subscribing to, and accessing Blast Off Recommendations signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Blast Off Recommendations and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Blast Off Recommendations Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Blast Off Recommendations Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Subscriptions will be automatically renewed as per the terms on the order page. Your subscription will continue until you cancel as set forth in these terms.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Blast Off Recommendations is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

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The Motley Fool reserves the right to increase Blast Off Recommendations’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

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The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

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Credit Transfer Information

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If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

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Disclaimer of Warranties

Blast Off Recommendations bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities

The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

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All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

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Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.

Motley Fool Canada Secret Winners Subscription Terms of Service

Introduction

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Secret Winners (THE “PRODUCT”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.

Acceptance of Terms

Welcome to Secret Winners, the electronic report service brought to you by The Motley Fool Canada, ULC (“The Motley Fool,” “Fool Canada” or “we”), PO Box 997, Halifax, Nova Scotia B3J 3N2. These Terms and Conditions are an agreement between you (“you”) and Fool Canada, regarding your subscription to the Pass. Subscribing to, and accessing Secret Winners signifies your acceptance to be bound by these terms and conditions. The Motley Fool may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Product means that you accept any new or modified terms and conditions.

Financial Information Disclaimer

Secret Winners and all accompanying or related materials (collectively, the “Product”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Product is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by The Motley Fool.

One of the principal tenets here at The Motley Fool is that the best person to handle your finances is you. By your use of the Product, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Motley Fool, its directors, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Secret Winners. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISER. THE MOTLEY FOOL DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.

You further acknowledge and agree that any request for information by you is unsolicited and any response by The Motley Fool will not constitute or be construed as investment advice.

As our name suggests, we are a motley bunch and as such, hold diverse and at times, differing opinions. Therefore, the views expressed in the Product are that of the Product’s staff and are not necessarily reflective of the views of The Motley Fool, its other staff members or its affiliates.

Secret Winners Service Subscription

The Product is available only by subscription, meaning that you sign up for a fixed term, as listed on the order page. Your subscription will continue until you cancel as set forth in these terms. If you signed up for a three year term, your subscription will not renew, and you will lose access to the Product in three years. If you signed up for a six month term, your subscription will renew once, and that renewal will grant you access to the Product for two and one half years. If you cancel a six month term and do not renew, you will lose access to the Product immediately.

When subscribing to the Product, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. If any information you provide is inaccurate or not up-to-date, The Motley Fool reserves the right to cancel your subscription.

Soon after subscribing, you will receive a confirmation email from Fool Canada detailing the key terms of your subscription including total price paid and your expiration/renewal date.

Please note: Secret Winners is a digital product and will only be delivered electronically to the email address you provided us as well posted on our website. There is no physical mailing or delivery of the Product.

Subscription Fees, Automatic Renewals, Cancelations and Refunds

Prices published on Fool.ca are quoted in Canadian dollars. The fees for the Product (plus any applicable taxes) will be specified on the order page and in the subsequent confirmation email. The amount and type of tax you will be charged will depend on the address you provide.

You can pay for your subscription by credit card or via PayPal. If you choose to pay for your subscription through PayPal, once you have provided us with the requisite information, you will be transferred to the PayPal website where you can complete your purchase. Please note that once you are on the PayPal site you will be subject to PayPal’s policies and terms of service, which are completely outside of The Motley Fool’s control.

The Motley Fool reserves the right to increase Secret Winners’ fees or institute new charges upon reasonable notice. Fees are due in advance. Unless otherwise explicitly stated at the time of ordering, your membership will automatically renew until you notify us of your decision to terminate your membership.

You may cancel your membership at any time by emailing [email protected]. All fees are non-refundable. Accordingly, you agree that your subscription fee will be billed automatically at the beginning of each renewal period and except as expressly provided in these terms. Renewal fees are also non-refundable.

Access to the Product

Access to the Product is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Product. You agree not to forward the Product and any related content to any third party without Fool Canada’s written permission.

You also agree not to access this website and the Product by any other means other than through the interfaces we provide for use.

Credit Transfer Information

Some of our services provide the option to transfer your purchase price credit towards a different Motley Fool Canada portfolio service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase. Most services eligible for a credit transfer will allow a swap within 30 days of the initial purchase. There are services that do not allow for credit transfers of any kind.

If you are unsure whether or not your service is eligible for a credit transfer, please contact [email protected].

All credit must be applied towards the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. Members may only utilize any available swap or refund once per service. If the list price of the service you would like to transfer into is more than the amount of credit you have, you will receive a partial term of the service – the usual automatic renewal notice will be emailed a month prior to the adjusted end-date. If a service has a fixed term and your credits are insufficient to pay for the entirety of the term, you cannot transfer credits into a partial term. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit. If you take advantage of a credit transfer guarantee, please also note that you will lose access to any product(s) and benefits included in the original promotional offer, including additional services or reports that were included as a bonus for taking advantage of the offer.

From time to time, we offer report-style services, which are not renewable and require a one-time purchase. To qualify for a credit transfer into a report of this type, you must have enough credit to cover the full list price of the report.

When implementing a credit transfer, the term length of the service being transferred into cannot extend beyond three years. Motley Fool Canada reserves the right to disallow transfer into certain services depending on insufficient credit, product openings, investment timelines, a member’s history of transfers or prior refunds, or for any other reason at Motley Fool Canada’s sole discretion.

Intellectual Property

The Product’s Content is protected by Canadian and international copyright, trademark and other intellectual property laws and is the property of Fool Canada and/or providers of the Content under licence. “Content” means any information, mode of expression, or other material found in the Product including without limitation our writings, graphics and all other features.

The Product is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool’s prior written permission.

Any materials downloaded in breach of these terms and conditions, remain the property of The Motley Fool. We reserve the right to take any necessary action in response to a violation of the above rules.

Modification or Discontinuation

The Motley Fool reserves the right to modify, suspend or discontinue all, or part of the Product. In the event we discontinue the Product, you agree that we may transfer your subscription to another Fool Canada service of equal or greater value. Of course, you may cancel your membership to the new service at any time and, depending on that service’s refund policy, receive a pro-rated refund for the remainder of your subscription term. Without limiting any of the foregoing, you agree that if this Product is discontinued, The Motley Fool’s only obligation to you is to provide you with a pro-rated refund, at your request.

Disclaimer of Warranties

Secret Winners bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, The Motley Fool makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE PRODUCT. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE PRODUCT AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.

(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MOTLEY FOOL MAKES NO WARRANTY THAT THE QUALITY OF THE PRODUCT WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.

(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE PRODUCT IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNLOAD OF SUCH MATERIAL.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL THE MOTLEY FOOL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER THE MOTLEY FOOL HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.

Forums and Member-Generated Content

You hereby grant The Motley Fool an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our website. This includes the rights to syndicate and make derivative works out of any of your posted content without any obligation or remuneration to you. Without limiting the foregoing, you hereby waive any moral rights you may have in any contributions made to our forums or anywhere else on our site. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission.

Conduct and Your Responsibilities The Motley Fool champions active and open debate among our members. All we ask is that it’s done in a lawful and civil manner — be it posting on our forums or using our system in any way. Accordingly, you agree to use The Motley Fool for lawful purposes only. You may not use or allow others to use your subscription to:

• Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of each and any of Canada’s provincial and territorial governments, and the national or other securities exchanges);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
• Take any action that damages or disrupts the functioning of our systems.

The Motley Fool may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Product.

You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of these terms, please notify us by emailing [email protected].

Privacy

All personal data you provide us is maintained in the United States of America. By subscribing and using our Product, you consent to our transferring and handling the data under the terms of our Privacy Policy, which is incorporated by reference.

If you are using PayPal to pay for your subscription, PayPal is processing payment and we do not have access to your credit card information. Accordingly, you agree that Fool Canada has no responsibility or liability for PayPal’s privacy practices.

Arbitration and Actions

Except where prohibited by applicable law, any controversy, claim or dispute arising out of or relating to these terms or your use of the Product will be referred to and settled by private and confidential binding arbitration before a single arbitrator held in Toronto, Ontario in English and governed by Ontario law pursuant to the Arbitration Act 1991, (Ontario), as amended, replaced or re-enacted from time to time. Notwithstanding the foregoing, you agree that we have the right to pursue the protection of our intellectual property through the courts.

Miscellaneous Terms

These Terms are governed by the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to their conflict of laws principles. Subject to the Arbitration and Actions paragraph above, you agree and hereby submit to the jurisdiction of the Federal Court of Canada and/or the courts of the Province of Ontario with respect to such matters.

These Terms constitute the entire agreement between you and The Motley Fool regarding the use of the Services we provide and make available to you.

The parties have required that these terms be drawn up in English. Les parties ont demandé que cette convention ainsi que tous les documents que s’y rattachent soient rédigés en anglais.

The Product Is Intended for Canadian Residents Only

The Product is aimed at, and published for individuals residing in Canada. The Motley Fool makes no representation that the materials provided, and actions taken by the Product are appropriate for users outside of Canada or permitted under the laws of other jurisdictions.

If you choose to access or use the Product from a location other than Canada, you do so at your own initiative and risk, and you bear full responsibility for compliance with any applicable local laws.