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Retirement

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Recent Retirement News

The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Retirement

Here’s the Average Canadian RRSP at Age 55

| Amy Legate-Wolfe

That “average RRSP at 55” sounds helpful, until you realize averages can mislead, and a simple catch-up plan matters more.

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A glass jar resting on its side with Canadian banknotes and change inside.
Dividend Stocks

Canadians: Here’s How Much You Need in Your TFSA to Retire

| Amy Legate-Wolfe

Retirement gets clearer when you turn your TFSA into a specific income target and pick an easy portfolio to stick…

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Colored pins on calendar showing a month
Dividend Stocks

Use a TFSA to Make $800 in Monthly Tax-Free Income

| Amy Legate-Wolfe

To get $800 per month, tax-free, the key variable is the sustainable yield you can realistically earn.

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Piggy bank with word TFSA for tax-free savings accounts.
Dividend Stocks

Here’s the Average Canadian TFSA at Age 50

| Amy Legate-Wolfe

At 50, the TFSA “average” is a useful gut check, but catching up usually comes from consistency more than clever…

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Thrilled women riding roller coaster at amusement park, enjoying fun outdoor activity.
Dividend Stocks

The 1 Mistake TFSA Investors Make When Markets Get Choppy

| Amy Legate-Wolfe

In a choppy market, the biggest TFSA danger isn’t the downturn, it’s selling too soon and missing the rebound.

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Two seniors walk in the forest
Retirement

Ready to Retire This Year? 3 Strategies for Canadians Coming Up on the Big Milestone

| Chris MacDonald

Here are three top strategies every Canadian nearing retirement may want to consider, or at least think about, right now.

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TFSA (Tax free savings account) acronym on wooden cubes on the background of stacks of coins
Retirement

The Best Canadian Dividend Stocks to Buy and Hold Forever in a TFSA

| Demetris Afxentiou

These top Canadian dividend stocks offer stability, income, and long-term growth, making them ideal buy-and-hold picks for any TFSA.

Read more »

A glass jar resting on its side with Canadian banknotes and change inside.
Retirement

Retirement Planning: How to Generate $2,000 in Monthly Income

| Tony Dong, MSc, CETF®

This TSX income fund pays a fixed $0.10-per-share monthly distribution, which can make retirement planning easier.

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todder holds a gold bar
Dividend Stocks

TFSA Gold: 2 Dividend Stocks I’d Lock In Now

| Amy Legate-Wolfe

Gold’s big swings can make it feel less like a TFSA “shield." These two monthly-paying REITs offer an income-focused alternative.

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ETFs can contain investments such as stocks
Stocks for Beginners

A Better Way to Invest Your RRSP Refund in 2026

| Amy Legate-Wolfe

Your RRSP refund can start compounding sooner if you file early, and VFV is a simple way to invest it…

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Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Retirement

The Dividend Stock I’d Buy for RRSP Season

| Amy Legate-Wolfe

RRSP season is a good time to look for tax-sheltered income, but LIF’s dividend can swing with the iron ore…

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Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Dividend Stocks

RRSP Season: 1 Stock I’d Buy and Forget

| Amy Legate-Wolfe

RRSP season can tempt you to chase excitement, but OpenText looks like a “buy it and let it compound” tech…

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a man relaxes with his feet on a pile of books
Retirement

How to Bridge the Gap When CPP and OAS Won’t Cover Your Expenses

| Kay Ng

Close the gap by building savings in TFSAs, RRSPs, and non-registered accounts, with a focus on dividend-growth stocks.

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TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Retirement

How I’d Invest $20,000 of TFSA Cash in 2026

| Brian Paradza, CFA

With TFSA limits hitting $109k in 2026, most Canadians are underutilizing their best tax-free wealth building tool. Here’s how to…

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senior man and woman stretch their legs on yoga mats outside
Retirement

2 Dividend Stocks for Canadian Investors to Hold Through Retirement

| Andrew Walker

These stocks have delivered annual dividend growth for decades.

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ETFs can contain investments such as stocks
Dividend Stocks

Here’s How I’d Invest $25,000 With Rates on Pause

| Amy Legate-Wolfe

With the Bank of Canada holding at 2.25%, this simple $25,000 plan leans on income and diversification instead of hoping…

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The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Retirement

Where to Invest Your $7,000 TFSA Contribution for Long‑Term Gains

| Demetris Afxentiou

Use your new $7,000 TFSA contribution wisely. Here are two high-quality Canadian dividend stocks that offer long-term growth, stability, and…

Read more »

earn passive income by investing in dividend paying stocks
Stocks for Beginners

Quality Over Hype: The Boring Investment Strategy That’s Winning

| Demetris Afxentiou

When it comes to results, boring, steady companies tend to outperform. Here's one boring business with real earnings and essential…

Read more »

Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Dividend Stocks

RRSP Season: Here’s the 1 Move I’d Make This Week

| Amy Legate-Wolfe

RRSP deadline pressure is real, but one simple action can turn a last-minute contribution into long-term compounding.

Read more »

senior couple looks at investing statements
Retirement

Retiring? $1 Million Isn’t Enough Anymore

| Kay Ng

To make savings last, retirees need portfolios focused on inflation-beating returns and growing income.

Read more »

Two seniors walk in the forest
Retirement

How to Create Your Own Pension With Dividend Stocks

| Christopher Liew, CFA

Dividend investing remains a relevant strategy today for seniors and anyone desiring to create a pension-like income in retirement.

Read more »

Yellow caution tape attached to traffic cone
Retirement

Protect Your Retirement: Avoid These 2 Stocks Right Now

| Christopher Liew, CFA

Canadian investors are advised to protect their retirement by avoiding speculative investments and dividend traps.

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The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Stocks for Beginners

3 Canadian Stocks That Are the Best Buy and Holds in a TFSA

| Amy Legate-Wolfe

Three TFSA-friendly Canadian stocks offer steady demand, pricing power, and results you can track quarter by quarter.

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alcohol
Dividend Stocks

Build Enduring Wealth With These Canadian Blue-Chip Stocks

| Amy Legate-Wolfe

Blue-chip stocks may seem dull, but their reliable performance shines when market conditions turn tough.

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buildings lined up in a row
Dividend Stocks

How to Create a Monthly Income Machine With Your TFSA

| Amy Legate-Wolfe

Allied Properties just reset its payout, aiming to make monthly TFSA income more sustainable while it works down debt.

Read more »

ETFs can contain investments such as stocks
Retirement

3 ETFs I’d Buy Now and Plan to Hold Forever

| Brian Paradza, CFA

Every investor needs a core portfolio built to last. These three Canadian ETFs provide the perfect foundation for a lifetime…

Read more »

cloud computing
Stocks for Beginners

Outlook for Fairfax Financial Stock in 2026

| Amy Legate-Wolfe

Fairfax may look quiet, but its underwriting engine and investment “float” could compound steadily through 2026’s volatility.

Read more »

TFSA (Tax free savings account) acronym on wooden cubes on the background of stacks of coins
Dividend Stocks

Transform Any TFSA Into a Cash-Gushing Machine With Just $15,000

| Amy Legate-Wolfe

A $15,000 TFSA investment in Dream Industrial can generate meaningful tax-free income because the payout looks well covered by cash…

Read more »

Printing canadian dollar bills on a print machine
Dividend Stocks

Got $25,000? Transform a TFSA Into a Cash-Gushing Machine

| Amy Legate-Wolfe

With $25,000 in a TFSA, Granite’s growing monthly payout can create a reinvestment snowball that compounds tax-free.

Read more »

RRSP Canadian Registered Retirement Savings Plan concept
Retirement

The 2 Best Canadian Stocks to Buy and Hold Forever in an RRSP

| Joey Frenette

TC Energy (TSX:TRP) and another stock look like great additions to an RRSP this year.

Read more »

woman checks off all the boxes
Dividend Stocks

TFSA Investors: The CRA Is Watching These Red Flags

| Amy Legate-Wolfe

CRA red flags usually come from overcontributing, contributing as a non‑resident, or using the TFSA for “advantage”/prohibited-investment tactics.

Read more »

hand stacks coins
Dividend Stocks

3 Canadian Dividend Knights to Add to Your 2026 TFSA

| Amy Legate-Wolfe

These three “dividend knights” cover different needs: higher yield (BNS), diversified financial exposure (POW), and premium stability (RY).

Read more »

doctor uses telehealth
Dividend Stocks

6.5% Yield: Is NorthWest REIT’s Dividend Safe?

| Amy Legate-Wolfe

NorthWest’s dividend looks safer than last year because cash flow coverage improved, but debt and refinancing still matter.

Read more »

Blocks conceptualizing the Registered Retirement Savings Plan
Retirement

Why I’ll Never Sell This Perfect RRSP Stock

| Daniel Da Costa

Here's why this reliable dividend stock offering a yield of roughly 5.9% is one of the best stocks to buy…

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Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Retirement

RRSP Investors: Here’s Where I’d Invest the Next $5,000 in 2026

| Kay Ng

RRSP investors can consider allocating their contributions toward high-quality, cash-generating businesses like these two ideas.

Read more »

Hourglass projecting a dollar sign as shadow
Retirement

What Is the RRSP Contribution Deadline for the 2025 Tax Year?

| Puja Tayal

Unlock tax savings with your RRSP contributions before the March deadline. Explore the potential benefits now!

Read more »

a man relaxes with his feet on a pile of books
Stocks for Beginners

The Only 2 Canadian Stocks Investors Will Ever Need

| Amy Legate-Wolfe

These two Brookfield stocks give you a “buy and forget” TFSA pairing that compounds through fee growth and long-life assets.

Read more »

A glass jar resting on its side with Canadian banknotes and change inside.
Retirement

2 Dividend Stocks for Canadians to Hold Through Retirement

| Joey Frenette

Fortis (TSX:FTS) and another great dividend payer are worth holding for a comfortable retirement.

Read more »

Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Retirement

Here’s How Much 50-Year-Old Canadians Need Now to Retire at 65

| Puja Tayal

Turning 50 and not sure if you have enough to retire? It is time to pump up your retirement plan…

Read more »

Piggy bank on a flying rocket
Stocks for Beginners

Where to Invest Your $7,000 TFSA Contribution for Long-Term Gains

| Demetris Afxentiou

Looking for where to allocate your TFSA contribution? Here are two options to direct that $7,000 where it will give…

Read more »